MORTGAGE
With AI Decisioning, you’ll produce the perfect loan for each customer, perfectly.
Accelerate Loan Manufacturing with AI Decisioning
Quickly apply complex non-QM and conventional loan logic overlays and enforce policies with fully auditable results so you can focus on growing your business, not managing exceptions.
- Manage complex decision logic without IT dependency, reduce cycle times, and maintain compliance across all loan scenarios.
- Works seamlessly with your current LOS – no rip and replace required. Plus, no process changes or disruptions for your LO’s.
Named as a Leader in The Forrester Wave™: AI Decisioning Platforms, Q2 2025
Recognized for serving the sophisticated needs of highly regulated industries, including mortgages.
AI Decisioning in Action
Watch our mortgage industry experts demonstrate how Sapiens Decision transforms complex DSCR loan processing. This demo showcases real-world scenarios including:
- AI-powered decision modeling,
- Decision analytics, and
- Seamless integration capabilities.
What You’ll See in the Full Demo:
- No-Code Decision Modeling – Business analysts create and modify complex decision logic without programming skills, enabling rapid deployment of new products and policy changes
- AI-Powered Copilot – Automatically generates decision models directly from policy documents, transforming weeks of development work into minutes
- Decision Analytics – Monitor decision performance to gain insights on data quality and performance monitoring (e.g. approval rates, review rates) enabling policy optimization
- DSCR Loan Processing Walkthrough – Step-by-step demonstration of complex non-agency lending scenarios that can be automated
- LOS Integration Demo – See how seamlessly the platform works with your existing loan origination system via API calls
- Live Decision Testing – Watch real-time testing of decision logic with immediate feedback and validation based on a bullet-proof methodology
AI Decisioning use cases across the mortgage lifecycle – from origination to secondary markets and servicing
Here are just a few use cases in mortgage. Contact us for others.
Automated credit policy
Gain control of your AUS to manage and enforce non-agency and agency overlay policy based on your own specifications.
Automated credit policy
New Product Development
Create new options for your borrowers while ensuring salability to investors by automating complex comparisons, validations, and calculations for any loan scenario.
New Product Development
Loan origination and quality tools
Meet investor standards and automate manual processes for calculating and verifying borrower income from various sources and with multiple income types.
Loan origination and quality tools
Automated compliance
Automate disclosure/redisclosure triggers to ensure the right disclosures are sent to loan applicants on time throughout the origination process.
