Legal Notice

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEB SITE

Sapiens Decision operates this web site (the “Web Site”) as a service to its visitors subject to these Terms (as defined below) and all modifications thereto, in addition to guidelines that may be published from time to time by Sapiens Decision. By entering and/or using this and other web sites owned, operated or maintained by Sapiens Decision or its affiliates, you, the user, are deemed to have agreed to comply with and be bound by the following terms and conditions of use (the “Terms”). Sapiens Decision reserves the right to modify them at any time, and without actual notice to you. All such changes to these Terms will appear on the Web Site: https://www.sapiensdecision.com By entering and/or using this Web Site following any modifications to the Terms, you agree to be bound by any such modifications to the Terms.

The Sapiens Decision Cookie Policy, available at https://www.sapiensdecision.com/privacy-policy/, is also incorporated into these Terms and forms a part hereof. Please review it carefully.

YOU MAY NOT ACCESS OR OTHERWISE USE THIS WEB SITE IF, AT ANY TIME, YOU DO NOT AGREE TO THESE TERMS.

The operations, businesses, and properties described in this publication are owned or operated by Sapiens Decision or by various affiliates and subsidiaries of Sapiens Decision. The terms “Sapiens Decision” “company,” “we,” “our,” and “its” when referring to these entities are used only for convenience and are not intended to be an accurate description of ownership, operation or corporate/legal relationships.

WEB SITE SERVICES

The Web Site is intended to provide information about Sapiens Decision and its affiliates to potential customers, business partners, investors, and employees. Such information about Sapiens Decision may include, without limitation, a description of its products and services, financial performance, and potential employment opportunities.

INTELLECTUAL PROPERTY RIGHTS

Sapiens Decision is the sole owner of all content on the Web Site including, without limitation, all applicable U.S. and non-U.S. trademarks, copyrights (including, but not limited to, selections, collections, compilations, and arrangements), and other intellectual property rights thereto. Except as otherwise provided in these Terms, you may not download or save a copy of the Web Site or any portion thereof, for any purpose. Subject to copyright notice and the trademark use/link limitations contained in these Terms, you may, however, print a copy of individual screens appearing as part of the Web Site solely for your personal, non-commercial, or non-profit educational use or records, provided that any marks, logos, copyright notices, or other legends that appear on the copied screens remain on, and are not removed from the printed or stored images of any such screens. The designated agent to receive notification of claimed infringement under Title II of the Digital Millennium Copyright Act is at mailbox: info.sapiens@sapiens.com

RESTRICTIONS ON USE OF MATERIAL OR LINKING TO THIS SITE

The content on this Web Site is intended for informational purposes only. These web pages or any portions thereof may not be framed, reproduced or redistributed for commercial gain or any other purpose. Except as expressly permitted, you may not modify, copy, publish, display, transmit, adapt, create derivative works from, or in any way exploit the content of the Web Site. Only if you obtain prior written consent from us – and from all other entities with an interest in the relevant intellectual property – may you publish, copy, display, or commercially exploit any material from the Web Site. If permission is granted by us and by all other entities with an interest in the relevant intellectual property, you may not change or delete any author attribution, trademark, legend, or copyright notice. You must abide by all additional copyright notices or other restrictions contained on the Web Site. Moreover, any Sapiens Decision, affiliate, or third party corporate names and logos may not be altered or used without specific, prior written permission.

DISCLAIMER OF WARRANTIES

Sapiens Decision provides the information on Sapiens Decision web sites on an “as is” and “as available” basis, without warranty of any kind, either express or implied. Without limitation of the foregoing, Sapiens specifically disclaims any and all warranties, including, but not limited to: (i) any warranties concerning the availability, accuracy, appropriateness, reliability, timeliness, or usefulness of the content of the web site; and (ii) any warranties of title, warranty of non-infringement, warranties of merchantability or fitness for a particular purpose, or warranties arising from a course of dealing, usage or trade practice. This disclaimer of liability applies to any damages or injuries occurring as a result of: (i) any error, omission, deletion, or defect in the content, or (ii) any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of record, unauthorized access to, alteration of, or use of record, whether for breach of contract, tort, negligence, defamation, or any other cause of action. Sapiens Decision does not warrant or guarantee: (i) that any portion of the web site will be free of infection by viruses, worms, trojan horses, or anything else manifesting contaminating or destructive properties; or (ii) that access to the web site will be uninterrupted or error-free.

LIMITATION OF LIABILITY

Under no circumstances, including, but not limited to, negligence, shall Sapiens Decision be liable to any party for: (i) any direct, indirect, special, punitive, incidental, exemplary, consequential (including, but not limited to, damages for business interruption, loss of business profits, loss of programs, or loss of information), or any other damages arising in any way out of the availability, use, reliance on, or inability to use the materials in this web site or any other Sapiens Decision web site, even if Sapiens Decision or a Sapiens Decision authorized representative has been advised of the possibility of such damages; or (ii) any claim attributable to errors, omissions, or other inaccuracies in, or destructive properties of the web site. In no event shall Sapiens Decision’s total liability to you herein, for any claim or action arising from use of the web site (whether in contract, tort, or otherwise) exceed the amount of USD 5,000 . Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, Sapiens Decision’s liability shall be limited to the fullest extent permitted by law.

THIRD PARTY LINKS

You may be able to link to third parties’ web sites (“Linked Sites”) from the Sapiens Decision Web Site. Linked Sites are not, however, reviewed, controlled, or examined by Sapiens Decision in any way and Sapiens Decision is not responsible for the content, availability, advertising, products, or other materials of any such Linked Sites, or any additional links contained therein. These links do not imply Sapiens Decision’s endorsement of or association with the Linked Sites. It is your sole responsibility to comply with the appropriate terms of service of the Linked Sites as well as with any other obligation under copyright, secrecy, defamation, decency, privacy, security, and export laws related to the use of such Linked Sites and any content contained thereon. You should be aware that the privacy policies at the Linked Sites will be different from the privacy policy governing the Sapiens Decision Web Site (see below). It is your sole responsibility to read and adhere to the privacy policies of the Linked Sites. Sapiens Decision shall not be responsible for the use of any information that you may submit to the Linked Sites. Further, in no event shall Sapiens Decision be liable, directly or indirectly, to anyone for any loss or damage arising from or occasioned by the creation or use of the Linked Sites or the information or material accessed through these Linked Sites. You should direct any concerns to the administrators or webmasters of these respective Linked Sites. Sapiens Decision reserves the exclusive right, at its sole discretion, to add, change, decline, or remove, without notice, any feature or link to any of the Linked Sites from the Sapiens Decision Web Site and/or introduce different features or links to different users.

SUBMITTED MATERIALS

Unless specifically requested, Sapiens Decision does not solicit nor does it wish to receive any confidential, secret or proprietary information or other material from you through the Web Site, any of its services, by e-mail, or in any other way. By submitting or sending information or other material to Sapiens Decision you represent and warrant that the information is original to you and that no other party has any rights to the material. By submitting or sending information or other material to Sapiens Decision you grant Sapiens Decision the royalty-free, unrestricted, worldwide, perpetual, irrevocable, non-exclusive and fully sub-licensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such material (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed. You also warrant that any “moral rights” in posted materials have been waived. You agree and acknowledge that by using this Web Site, any and all communications and/or information transmitted by you to or through the Web Site will not be treated as confidential or proprietary. You may download some PDF files, which include description of Sapiens Decision’s different products and solutions, from our Website. During the downloading process, you will be asked to submit Sapiens some information, including your name, working place and contact details. We do not collect any other personal or statistical data on you. We may send you some information about Sapiens Decision’s solutions and/or other selected advertisements to the e-mail address we receive from you.

APPLICABLE LAWS / JURISDICTION

By accessing or visiting our web sites, you expressly agree that the laws of Israel, excluding its conflicts-of-law rules, shall govern these Terms. Please note that your use of the Web Site may be subject to other local, state, national, and international laws. You expressly agree that exclusive jurisdiction and venue for any claim, dispute, or cause of action with Sapiens Decision, or relating in any way to the Web Site or your use of the Web Site, reside in the courts located in Tel Aviv. By accessing or visiting our web sites, you are responsible for compliance with any applicable laws.