Sapiens Decision Resources

Introduction Pop Quiz: What combination of things or people do you think has created an outsized impact on the world? Let’s start with peanut butter and jelly. The average American schoolchild will consume about 1,500 peanut butter and jelly sandwiches by the time...

Introduction Who doesn’t enjoy a visit to Las Vegas? Even when on business, a trip to America’s playground is always a welcome change of pace and a great backdrop in which to network, discover new opportunities, and strengthen partnerships. The Sapiens Decision team...

Whenever I speak with banking executives about operational issues, I always pause after mentioning “regulatory reporting” or “compliance requirements” to allow for their predictable reaction of complaints. Their responses are mainly due to the burden of ensuring the...

See Part 1 here In my last blog, I let everyone know how exciting I thought business logic can be when it’s transformed by decision automation. Here is another batch of decision automation examples from Sapiens Decision’s client projects. As I described previously,...

It sounds like a contradiction in terms: “unleash the logic”. Business logic in insurance, like “if a safe driver renews her policy, then provide a discount”, is well, logical. Constrained. Unexciting. But amazing things can happen when logic is managed independently...

We ♥ spreadsheets I work with lots of different clients, usually business analysts, and all very smart. I’ve observed that a lot of them manage their work using one or more spreadsheets. They know that to make business decisions in their daily work, flexible tools are...

Save $1M on just 2,000 loans by adopting Decision Management We all saw it coming. Interest rates are rising and volumes of both refinances and purchases are declining. Anyone who’s been in the mortgage industry long enough has seen this movie before, right? Except…...

Optimizing Treasury operations with decision automation Top performers in any field – athletes, entertainers, celebrity chefs and executives – all strive for perfection — that elusive quality that sets them apart. Perfection brings personal satisfaction, financial...

Gartner recently posed the question, “Are business rule engines obsolete?”  Their report goes on to say that current Business Rules Management Systems (BRMS) are losing ground to Decision Management Systems (DMS), which take a more holistic view of the decision...

Mortgage providers experience pain points that impact profitability, like updating their LOS quickly, relying on vendors for system updates or maintaining checklist processes. A better way is adopting decision management to drive greater speed, control and growth....

Researchers at Cornell University estimate we make 226.7 decisions each day on food alone. Crazy, right?  But if we attempted to model the decision of what coffee type to order just for fun, perhaps we could validate the results and advance science? In building...

Are mortgage lenders prepared for plummeting gain-on-sale margins? The record profit margins in the mortgage industry over the past few years have created intense competition.  With current mortgage rates rising, there’s a squeeze on the industry’s gain-on-sale...